A wedding, a degree, a getaway, a home — whatever you’re dreaming of, turn it into a dedicated gold savings pot. Set it, forget it, and watch each dream get closer.
Goal Calculator
How much gold do I need?
Enter your target amount
Or quick-fill a common goal
Timeline
12 months
You'll need to save
~12.0g
Per month
~1.00g / RM500 per month
Time to reach your goal*
Short
Gold · 14%/yr
Long
Fixed Deposit · 3.2%/yr
Longest
Savings · 1.5%/yr
*Illustrative, based on 2015–2025 sample average returns — higher historical growth can mean reaching the same goal sooner. Not guaranteed.
*Indicative, based on last month's gold price of RM 500/g.
One app, every gold-saving goal
Over
people have fulfilled their dreams
through a GoldNow savings pot.
Backed by Tomei Group, Malaysia’s trusted name in gold since 1968.
Every gram saved is certified 999.9 purity and held as allocated gold
in audited, insured vaults.
Multiple Savings Pot
Create separate pots for every goal, from a wedding to a dream vacation — and track each one independently.
Auto-Debit Feature
Link your debit or credit card and set a schedule — GoldNow automatically charges your card and converts your savings into gold every month, no manual top-ups needed.
Track Pot Progress & Withdraw Easily
See real-time progress on every pot and withdraw your gold savings anytime, right from the app.
Start From Just 0.1g
No large lump sums required — begin your gold savings with as little as 0.1 gram and grow at your own pace.
Built for life's biggest moments
Typical grammage and timeline other GoldNow savers set for each goal.
3 Steps to Start Saving Gold
Create your goal
Set your target, timeline, and name it.
Link your card
Choose debit or credit, pick your charge day.
Sit back and watch it grow
GoldNow auto-buys every month.
Thinking about switching to GoldNow?
See how digital gold with GoldNow stacks up against physical gold, a savings account, and an ETF.
GoldNow has lower costs, more convenience and better security than traditional ways of saving gold or cash.
| Aspect | Digital Gold | Physical Gold | Savings Account | Fixed Deposit |
|---|---|---|---|---|
| Low entry barrier (small amounts, no brokerage needed) | ✓ | ✕ | ✓ | ✕ |
| High liquidity (buy/sell anytime, no lock-in) | ✓ | ✕ | ✓ | ✕ |
| Protects against inflation | ✓ | ✓ | ✕ | ✕ |
| No brokerage/trading account needed | ✓ | ✓ | ✓ | ✓ |
| Cultural/gifting value | ✓ | ✓ | ✕ | ✕ |
| Shariah-compliant option available | ✓ | ✓ | ✕ | ✓ |
| Low fees/costs | ✓ | ✕ | ✓ | ✓ |
| No storage/security concerns | ✓ | ✕ | ✓ | ✓ |
| Save Now |
Start Building Your Gold Balance Today
Buy, save, gift and redeem real 999.99 purity gold. All from one app. Free to download, verify once, start in minutes.
Everything to know before you start
Still unsure? Talk to the team
What's the minimum amount I can buy?
You can start saving with as little as 0.1g. No large lump sums are needed, so you can begin right away and top up whenever you want.
What's the maximum duration I can set for my goal?
You can set a savings timeline of up to 120 months (10 years) for any pot, depending on what best fits your goal.
How fast can I start saving?
Download the app, complete a one-time identity verification, link your debit or credit card, and create your first savings pot in minutes.
How do I redeem gold or cash out?
You can redeem physical gold at any Tomei outlet nationwide starting from 1g. Alternatively, you can cash out straight to your bank account right from within the app starting from 0.1g.